Your insurance policy includes personal property insurance protections as well as liability insurance for what may happen in the home.
Losses covered can include:
- The home
- Its contents
- Loss of use (additional living expenses)
- Loss of other possessions of the homeowner
- Loss of other structures, such as a detached garage
- Liability, should the homeowner be found negligent for personal activities

We also consult on the following types of homeowner’s insurance:
- Umbrella coverage
- Renter’s insurance